Arusberita.id – Transaksi digital banking Indonesia tercatat kembali mengalami kenaikan signifikan.
Gubernur Bank Indonesia (BI) Perry Warjiyo dalam konferensi pers Rapat Dewan Gubernur (RDG) BI mengungkapkan nilai transaksi perbankan digital di RI mencapai Rp 58.478 triliun sepanjang tahun 2023. Angka tersebut tumbuh 13,48% secara tahunan (yoy).
Tahun ini, transaksi digital banking diharapkan akan kembali naik 9,11% (yoy) dan diperkirakan akan mencapai Rp 63.803 triliun.
Sementara itu, nilai transaksi uang elektronik naik secara agresif atau meningkat 43,45% (yoy) atau mencapai Rp 835,84 triliun pada 2023. Tahun ini, nilai tersebut diproyeksikan kembali meningkat 25,77% (yoy) hingga mencapai Rp 1051,42 triliun sepanjang 2024.
Secara spesifik nominal transaksi QRIS tumbuh 130% (yoy) dan mencapai Rp 229,96 triliun dengan jumlah pengguna 45,78 juta dan jumlah merchant 30,41 juta yang sebagian besar merupakan UMKM.
Adapun nilai transaksi pembayaran pakai kartu ATM, kartu debit dan kartu kredit turun 0,81% menjadi Rp 8178,69 triliun tahun lalu.
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